Finance
Running a side business while still employed: What to consider at tax time
11 June
Many Australians start a sole trader business or partnership while still working as an employee. It might begin as a side hustle, a family business, consulting work, a trade, an online store, or a passion project that slowly becomes more serious....[Read More]
Super Co-Contribution: A simple way to boost your retirement savings
4 June
The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional...[Read More]
Charity cheerleader brushes off impact of tax plan
10 June
Proposed taxes on trusts could limit the amount of money given to charities, but the minister responsible says it’s the least of the sector’s problems. With more than $5 trillion expected to pass down the generations through wills and bequests...[Read More]
7 signs it may be time to start your own business
4 June
Many people dream of starting their own business, but very few wake up one day with absolute certainty that the time is right. More often, the signs build slowly. A frustration at work. A passion that keeps pulling at you. A skill others keep asking...[Read More]
Helping kids with living expenses – prepare them for the responsibilities of adulthood
4 June
There’s a family event of sorts that gives parents mixed feelings of sadness, apprehension and relief — and children a lot of excitement: when a child leaves the proverbial nest. Now, this can happen early during your child’s teenage years...[Read More]
Oliver’s insights – Are rate and tax hikes ending Australia’s housing boom?
3 June
Key points National average home prices were flat in May according to Cotality, the weakest since January last year. Prices fell further in Sydney and Melbourne, and the boom time cities of Brisbane, Adelaide and Perth are seeing growth slow. The...[Read More]
Understanding risk tolerance: Passing the investment sleep test
28 May
Investing is never just about chasing returns. It is also about understanding yourself. Before choosing where to invest, one of the most important questions to ask is not simply, “How much can I make?” It is, “How much uncertainty can I...[Read More]
Payday Super: why employers need to prepare now
28 May
From 1 July 2026, Australian employers will face one of the most important superannuation compliance changes in many years. Under the Australian Government’s Payday Super reform, employers will need to pay employee superannuation guarantee...[Read More]
The power of compound interest – it rewards patience, consistency, and time.
28 May
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]
Oliver’s insights – Three reasons why it pays to be an optimist as an investor
27 May
Key points The combination of the natural human tendency to focus on bad news, expectations rising beyond the ability of the economy to deliver, the increased availability of information & the rise of social media are likely...[Read More]
Gen Z bombarded by fake crypto trading scams
27 May
In the already difficult to navigate world of online trading, young people are being lured in by the promise of easy money trading cryptocurrency. The problem – the sites, trades, and profits are all entirely fake and any money paid goes straight...[Read More]
EOFY planning: 10 smart tips for small business owners
21 May
With the end of financial year approaching, many small business owners are thinking about tax, profit, cash flow and what the next 12 months might look like. But EOFY should not be treated as a last-minute paperwork scramble. It is one of the best...[Read More]
Oliver’s insights – Investment outlook Q&A – oil, bond yields, the Budget and the RBA
20 May
Key points The oil supply shock remains a significant threat to economic growth and shares – particularly with the Strait of Hormuz remaining closed and oil reserves running down. It’s contributing to rising bond yields and putting pressure...[Read More]
Oliver’s Insights – The 2026-27 Budget – responsibility, productivity and fairness – or is it?
13 May
Key points The key changes are a wind back in negative gearing, the taxation of real capital gains, numerous moves to reduce regulation, and modest net budget cuts over five years. The projected deficits are now slightly lower over the budget...[Read More]
Self managed super funds: Understanding the basics
14 May
A Self Managed Super Fund, often called an SMSF, can be an attractive option for people who want more control over how their retirement savings are managed. But while the idea of “managing your own super” may sound empowering, it also comes with...[Read More]