Finance
Ethical Investing: When your money and your morals work together
3 September
For many investors, building wealth is no longer the only objective. Increasingly, people are asking another important question: what is my money supporting while it is invested?This is where ethical investing comes in.Ethical investing is broadly...[Read More]
Oliver’s insights – The Australian home price downturn deepened in August, with more to go
2 September
Key pointsThe slump in national average home prices continued in August with prices down 0.9% according to Cotality, their fifth monthly fall. The fall in July was revised down to -1.2%.Further falls are likely as we continue to expect another RBA...[Read More]
The earlier you understand and engage with your super, the greater the benefits of time and compound interest
27 August
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about —...[Read More]
Oliver’s Insights – Compound interest and returns are an investor’s best friend
20 August
Key pointsCompound interest is an investor’s best friend but can be a borrower’s worst nightmare.The higher the return, the earlier and bigger the investment contribution and the longer the period the more it works.To make the most of it, ensure...[Read More]
The top 5 tax mistakes small business owners make
20 August
Tax is an unavoidable part of running a small business, but it is also one of the areas that can create the most confusion.For many business owners, tax sits somewhere between administration, compliance and financial planning. It is often pushed...[Read More]
Investing through a Self-Managed Super Fund (SMSF)
20 August
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Oliver’s insights – Why investors need to treat forecasts with caution
19 August
Key pointsThe increasing noise around investing – associated with a messier economic and geopolitical backdrop along with an explosion in information flow and the rise of social media – is arguably accentuating a desire for investment experts,...[Read More]
Oliver’s Insights – The RBA cuts for the third time – expect a further gradual easing to 2.85%
13 August
Key pointsThe RBA cut its cash rate by 0.25% taking it to 3.6%. This is the third rate cut in this easing cycle.The RBA sees inflation running around target but has revised its growth forecasts down again. Its forecasts assume that the cash rate...[Read More]
Oliver’s insights – Another hawkish RBA hold at 4.35% – expect one more hike later this year
12 August
Key pointsThe RBA left the cash rate on hold at 4.35% for the second meeting in a row. Some softer than expected readings for underlying inflation, jobs and home prices allowed it to remain in wait and see mode as it “assesses” the impact of the...[Read More]
Oliver’s Insights – Poor Australian productivity – why all the fuss? And what to do about it?
30 July
Key pointsThe last decade has seen productivity stagnate in Australia. This has curtailed growth in living standards and real wages.Policies to boost productivity include: deregulation; more housing supply; a cap on public spending; and tax...[Read More]
Oliver’s Insights – Seven key charts on the state of the Australian property market
23 July
Key pointsThe Australian housing market remains far more complicated than many portray it to be.The Australian housing is cycle is turning up again; falling interest rates are the key driver; along with a chronic undersupply of homes of...[Read More]
Seven things I would tell my younger self about superannuation and investing
6 August
At 60, retirement no longer feels like a distant event. It is close enough to imagine the lifestyle I want, the experiences I hope to enjoy and the financial decisions that will shape the years ahead. Looking back to when I first started work,...[Read More]
Tax planning for business owners: Five questions to ask your accountant
6 August
Tax planning is not simply about finding deductions at the end of the financial year. Effective planning helps business owners understand their position, prepare for upcoming obligations and make informed decisions about cash flow, investment and...[Read More]
3 tips to secure your family finances
6 August
If there’s anything people learned from the recessions and global crises of recent past, it’s that no one is immune to economic upheavals. Even middle to upper-class families are at the mercy of their finances when misfortune strikes. This...[Read More]
Understanding the taxation of shares: Why your accountant matters
30 July
Investing in shares can be an effective way to build long-term wealth, but it also brings tax obligations that every investor should understand. Whether you own a handful of shares or a diversified investment portfolio, keeping accurate records...[Read More]